A 4-Step Guided Framework for Journaling and Gaining Immediate Clarity

How I used Think Clearly’s Clarity Cards to inspire wisdom and peace at the end of my pregnancy. I wrote this out when I was eight months pregnant, and it helped tremendously.

Writing things down helps me understand things better.

As a nine-month pregnant lady living on stitched-together patches of sleep, planning for new motherhood, and wrapping up my many projects in startup land, finding time to write (and write coherently) is becoming an increasing struggle.

Suffice it to say, my book writing has gone a little bit haywire.

Instead, I journal as often as I could, whenever I can.

Sometimes it’s at 3 AM in the morning if the baby kicks me awake (or gives me one of those yelp-inducing punches to the bladder), sometimes it’s late at night to get me to go to sleep, and more often than not, it comes out in scribble notes in my iPhone while on the way in and out of the city on Manhattan’s clunky old C-train.

Pregnancy is both never-ending, and over so suddenly, so I want to write about it and capture it while I can.

(And if you’re only having one or two kids, you’re only pregnant for so long: and then you’re not. Maybe ever again.)

I want to understand it. I want to catalog it. I want to explain it, tell the stories of pregnancy.

Yet understanding pregnancy and being pregnant are so monumental. What does it mean? How does it feel? Who am I, and how is that changing?

So I used the Clarity Cards to spend 12 minutes journaling about pregnancy, and surprised myself with how quickly I charted out thoughtful ideas, insights, and clear perspectives on being pregnant.

A guided framework for journaling and gaining clarity

The deck of cards was surprisingly simple to use.

It walks you through four steps.

For each step, you take 2–3 minutes to write down as much as you can. You can go longer if you’d like, or keep it short and simple. The first step is the simplest, and by getting your pen onto paper quickly, it makes the process easier. Much like Julia Cameron writes about in The Artist’s Way, just getting pen on paper and making a list can be an extraordinary way to dive into your mind.

Here’s how I did it:

Prep: Grab some pages to write on.

I have a Moleskine I love using, and so I cleared fresh sheets and got out a teal blue pen to write with, because that sounded like fun. Make sure you’re not distracted (I prefer a Moleskine or loose paper on a desk without any other items on it — no computer, phone, or other distractions. Yes, take off your Apple Watch!). Have a timer ready.

Next: Choose a topic or area of focus.

Choose a topic or a subject. I suppose you could just let something tumble out, or try to define a problem. For my sake, and as the example in this essay, I chose “Pregnancy” as the topic, because I was struggling to understand it, and these prompts helped me unpack it.

I then stacked the four sets of cards out face-down in front of me in four piles, and started a timer.

Step 1: The Facts

The first set of prompts is related to “the facts.” I pulled my first card, and it simply said, “What are the facts?”

I began by making a simple list.

I am pregnant. I have swollen and sore feet. I am doing Mathias’ Clarity Cards. I’m in the 9th month. I weight X pounds… (and more, but I won’t tell you all the details right now).

I pulled another card and continued listing. The prompts said things like “What is going on?” and “What is happening?”

My observations: It was easy to begin with a simple list of what the facts are. Even just the act of writing “I am pregnant” somehow makes it seem more real. I know, of course, that I’ve got a watermelon belly and I’m waddling around the city peeing at every coffee shop I can find, but still — it helps to list out all of the pieces of this puzzle, no matter how obvious.

The act of list-making can be profoundly useful as an instrument for getting inside of your own mind and beginning the process of journaling. Never underestimate the power of making lists.

Step 2: Feelings

The second set of prompts asks you to write down how you feel about the situation. Prompts included questions like “What gives you energy?” and “What are you sad about?” and other guided questions to help you understand how you feel about the situation.

Again, I spent a quick 2–3 minutes on the next clean page in my Moleskine journal to jot down as much as I could. I spent about a minute per card and wrote whatever came to mind first.

Observations: It was wonderful to parse out facts versus feelings. It’s one thing to be pregnant (fact), and it’s a completely separate thing to have a set of feelings about it (excited! happy! scared! kind of in shock!). My list included things like “I feel like a beached whale,” and “My stomach is really tender in the center,” and “I feel much more vulnerable and in need of protection than my normal, ambitious, athletic self.” It went from physical feelings to deeper emotional layers, like “I feel like my identity is transforming,” and “there are parts of me that are changing so quickly, it’s hard to get used to.”

It can be difficult to separate out feelings and facts, and this was an easy way to do it. In addition, the act of taking time to focus just on feelings let a lot of them tumble out. If you’re not used to talking about your feelings, having a guided set of cards prompt you through it can help you find awareness.

Step 3: Insights

The third set of questions asks you to probe a bit further. What are you learning, deducing, and understanding? How are you interpreting these facts and feelings? What insights have you gained? This step takes you from observation to analysis.

I stumbled a bit here, because the first question was “What insights have you gained?” and I felt myself think dismissively, “Um, none.”

So I began this third step the way the whole process began, which was: simply.

My first insight? “Drinking a lot of water helps the headaches go away.”

From there, it became easier to write out insights, and because I was writing quickly, it was almost startling how fast I dug into deeper insights. Once I started, it was like they were ready to come tumbling out of me. “Rest yourself as often as you recharge your iPhone, if not more,” and “It’s your own learning process and your own journey, unique to you,” and “Take time to reconcile external readings and advice with your own internal wisdom,” all made it onto my list of insights about the experience of pregnancy.

Yes, this.

Gosh I felt smarter just writing it down. Nodding my head. It was like the wisdom was there all along, but I hadn’t had a clear way of seeing it.

Intuitively, I know that each of these things are true, but the act of writing them down made them stronger, more powerful. They reminded me how important they are. They clarified, for me, what insights I have at my fingertips, if I’m willing to sit for a few minutes and record, reflect, and listen.

Step 4: Actions

The fourth and final section is about creating a set of actions that you’re going to take. What can you do with what you’ve observed, noticed, and felt? What steps can you take next?

At first, I was confounded. What “actions” do I take with “pregnancy”? There was a list I could draw up quickly, like “pack your hospital bag, set up an email auto-reply, stock your freezer with food,” but those seemed like just another list of tasks and errands. I could make a to-do list in my sleep; how could I apply this more broadly to a reflective session focused on the holistic concept of “pregnancy” and everything that it entailed?

Then the ideas that came forward seemed both obvious and silly. I wrote them down:

Decisions to be made:
— It’s okay for the baby to come.
— We are ready.
— This will be great.
— We can handle this.

What am I going to do?
— Give birth.
— Become a mom.
— Work hard during labor and delivery!
— Rest fully and recover well.

What is the next step?
— Rest. Allow. Enjoy. Be.

And Exhale.

The power of putting words to paper continues to astound me. Twelve minutes of writing and journaling later, and there’s a renewed sense of calm about the transition that’s coming up ahead of us.

Recognizing that then, at the end of my pregnancy, I was getting ready to meet my little boy and bring him into the world — this makes me tear up. And it’s okay. The next things to do are to be here, in the moment. And to decide: decide that it’s okay, that we’re ready, and that it’s time. And to rest, allowing the process to unfold. I have a bit of work ahead of me as I achieve the physical feat of pushing a new human out into the big world ahead, and I think it’s going to be great. I can’t wait.

January Writing Theme: Discernment

Each month I share a monthly writing prompt for you to reflect on, write about, and discuss. I’ll be writing a lot on this theme, and I invite you to join me in writing by linking your blog in the comments below or following the hashtag #mowriting on Twitter or Instagram.

Discernment: What is it? What does it mean to be discerning?

How do you decide? How do you know?

Discernment is “the ability to judge well.”

It is, to me, about our own internal ways of knowing.

How do you know? 

Growth, after all, is about the knowledge and discernment to see who we are, to test what we’ve done, and to figure out how to change it. If we don’t pay attention — if we aren’t discerning enough — how will we learn?

Discernment implies judgment. How do you judge? When do you know you’ve used good judgment, and when do you realize you’ve made

How do you judge? When do you know you’ve used good judgment, and when do you realize you’ve made poor judgment?

What does wisdom look like in your life? Today, this moment, this month?

Join me in reflecting on this question this month. What does it mean to be discerning and why is it important to do so?

I invite you to consider the ability to discern your own path and inner wisdom, as well as the ability to discern more about the world around you.

Leave a note in the comments on this post with your reflections, share your pieces using the hashtag #mowriting, or send me a note with a guest post if you’d like to contribute to this month’s theme.

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Does money make you crazy? The Money Toolbox: leave debt behind, build your savings, and grow your wealth.

Want money?

Money advice often boils down to some basic tenets: spend less than you make, or conversely, make more than you spend. Increase your earnings, then maximize your returns.

Sounds simple—in theory. But the difficulty lies in the application. How do you actually do it so that it changes? What do you do when change is so incremental that it seems barely noticeable? Is the snowball effect worth it?

Enter, stage left: J.D. Roth

JD Roth 2

I met JD Roth at the inaugural World Domination Summit. He was the popular blogger of Get Rich Slowly, although, to be honest, I didn’t know that at the time.

Instead, I danced with Adam Baker’s lovely daughter on a concrete barrier, did cartwheels with a goofy lady named Laura, and laughed with J.D. about how inordinately excited we were to be in Portland at this new conference series. At some point we eventually got to talking about our professions and careers, and once we did, we geeked out over books like Ramit’s I Will Teach You To Be Rich, The Millionaire Next Door, and ways to be frugal, savvy, and more importantly—happy.

Over the years, we became good friends, sharing tips on savings, wondering whether or not I should sell my car and go car-free (ps, J.D., I don’t know if I told you, but I sold it! And I used the cash to help start my own business). We’ve crashed in each other’s houses (because when you want to be a millionaire, who springs for a hotel?), and giggled about how we each own jackets that are more than 10 years old.

J.D. has been both a friend and a mentor, and when he told me he was working on a master series called the “Money Toolbox,” I knew it would be full of good stuff.

The Money Toolbox: leave debt behind + grow rich.

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“By following a few guidelines and completing one small step each week, you can master your money and build wealth for the future.” —J.D. Roth

J.D.’s story is familiar to many: a decade ago, he had more than $35,000 in consumer debt—credit-card balances, personal loans, car payments—and was living paycheck to paycheck. In a world where we’re taught that debt is fine, J.D. wondered: what processes actually work to make change with regards to money? And how can I become rich?

Today, he’s debt-free and has more than a million dollars in the bank.

My own story is similar—minus the million dollars part, at least at the moment—I started my twenties with piles of student-loan debt and promptly did the next smart thing all 20-somethings do: I bought a car, because someone told me it was an “investment.” Instead, my car loan was barely approved because I had already acquired so much debt. I began my first job nearly $100,000 in the red with a job that barely paid my rent—let alone the massive student loan payments that were due. I worked nights and weekends as a tutor and swim coach to bring in enough money to afford to buy groceries (My food budget was directly linked to whether or not I taught that week—some weeks were rice and beans).

And yet by the time I turned 30, I was in the black—and it wasn’t because of a miraculous scheme or a magical job. It was through small habits and the power of time.

Just like J.D., I didn’t turn straw into gold, and the process of changing my life didn’t happen right away.

Get the guide and toolkit, here: The Master Your Money Toolkit.

In his guide, J.D. documents the time-tested principles of putting his money to work.

What he learned surprised him: getting out of debt and building wealth wasn’t just about pinching pennies. He focused on reducing expenses and increasing income. For the first time in his life, he began to accumulate savings and invest wisely.

“Getting out of debt and building wealth isn’t just about pinching pennies—wise strategies for spending, saving, earning and investing can add up over time.”

Over the past eight years, J.D. spent much of his time writing and sharing these lessons on GetRichSlowly.org, a popular blog he initially founded to share his own quest for self-improvement. With over three thousand articles and more than a million words, this work still exists as a public archive.

From the mastermind behind the blog Get Rich Slowly comes his latest project: Get Rich Slowly: the year-long course, a money-makeover toolbox designed to help people leave debt behind, master their money, and achieve financial independence. Featuring a “Money Mondays,” email series, 18 audio interviews with money experts, and a comprehensive “Be Your Own CFO” guidebook, this course collects wisdom from financial gurus Ramit Sethi, Pam Slim, Adam Baker, and more.

With a 52-lesson guide to help people master their money, he created a road map to financial freedom, developed for anyone seeking to ‘master their money’ by getting out of debt and building independent wealth.

The Master Your Money Toolkit.

What’s your money story?

As important as J.D’s story is, the new Get Rich Slowly guide isn’t really about him. It’s about you. It’s a road map for your financial freedom, and it includes a 120-page “Be Your Own CFO” guide, 18 interviews with experts who offer specific advice on important topics, and plenty of additional resources. To ensure you don’t get overwhelmed (as I sometimes do!), you’ll also receive a different lesson with simple actions every week for an entire year. I’ve just started reading my own CFO guide, and I think the “Money Monday” emails are brilliant.

If you want a copy, JD is —naturally— offering budget-friendly options, and the three different scales of the program are all discounted for the launch (meaning you can get a copy without breaking your own bank)—because what good is a money guide that sets you back even further?

Get your copy here: Get Rich Slowly: The Money Toolbox.

Congrats, J.D.

What’s in the trunk? A mysterious tunnel inside the house… and some of the things I’m so grateful for.

Thanksgiving Trunk

What’s in the trunk?  

My dad just moved to Colorado and I’m here for the week, visiting for the first time. The cold, snowy mountains outside of Denver are filled with deer, elk, and other creatures that wander up to the backyard and say hello. (There’s also a new dog in the family that’s a giant 1-year old puppy. I really mean giant. But I digress).

As they were showing me the house, we stopped and took a look at this trunk standing up against a wall in one of the bedrooms. My stepmom cracked up when she showed it to me–“Guess what’s in it!?” 

When you open in up, the trunk is completely empty. So… what goes inside?

It turns out when you look at the bottom there’s just a hole in the floor. Or rather, it’s a verified secret chamber that they added to the house.

What the heck?

When they moved in, in addition to knocking walls and windows down and building new counters and cabinets (she’s an interior designer; she can’t help it)–she knocked a hole in the floor to create a laundry chute. When they lift the trunk lid, they  drop laundry down to the room below. Rather than leave an unsightly hole, she put this trunk over the top of it.

But that’s not the best part: take a look at what’s stenciled across the entire outside of the trunk.

On the outside, she wrote all of the things she was thankful for. (You’ll see my name on there!) Every time she does laundry, she gets to use a small piece of furniture that reminds her just how much she has to be thankful for.

How cool is that?

It’s that time of year: what are you thankful for?

Gratitude is a practice and can take hundreds of different forms. You’re probably inundated with thoughts of kindness–and that’s one of the reasons this is one of my favorite times of the year. From the breath we take to closing our eyes and appreciating the simple gift of being alive–there is so much to be grateful for. We can practice gratitude in our appreciation of the small things, by adding little rituals into our lives, and by reaching out and telling someone that you’re thankful for them. (You can learn several of these inspiring tools in our upcoming Grace + Gratitude workshop, beginning December 1).

Through these little acts, we can literally reprogram our brains. Over time, they have a huge effect.

I am thankful.

I am thankful for courage, of which the latin root (cor–) doesn’t mean bravery, but rather it comes from the latin word for heart. As Brene Brown writes, courage originally meant “to speak one’s mind by telling all one’s heart.” Courage is the act of gratitude: of speaking your heart, and letting your voice be heard.

I am grateful for my imperfections, and the grace to be able to acknowledge them each time I goof up. I am grateful for mistakes, because they mean that we’re living and moving.

I am grateful for time, and for the present. For this delicious moment. For the wonder of being here at all. (It’s really crazy if you start to think about it.)

I am grateful for experience, because it is the best teacher, even if it’s mighty uncomfortable.

I am grateful for the internet, for connecting online, for meeting so many friends who can see me more fully through my writing than I’m sometimes able to explain in person.

I am grateful for my family, a rambunctious and boisterous bunch who likes to sit on top of each other, no matter how big the house. We’ll just pile on top of each other like a football stack, dogs and cats and kids and blankets and everything.

Every day, I’m thankful for the gift of life and for living. I am thankful for breathing, which is made particularly poignant when I’ve experienced losing my breath.

I am thankful for swimming, dancing, moving, and singing.

I’m thankful for my hands, because hands are so weird and wonderful and downright cool in their digits and bends and abilities to do what we command them to do so tirelessly.

I am grateful to teach and I am thankful for all of the studying I get to be a part of in order to become a better teacher.

I am grateful for you, reading this, building a community online, being a part of this space. I cherish you and I hear from so many of you. Through you, I’ve learned how important writing is, and how telling stories—my job in this world, in this time—is for showing various ways of thinking and being and becoming and doing. For that, I’m truly humbled and grateful.

There’s so much I’m thankful for this season.

What are you thankful for this season?

And if you have a gratitude post, link it up in the comments and I’ll read it this holiday–I love reading about what you’re doing!

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Looking for a place of love and kindness? Join our upcoming Grace & Gratitude micro-workshop, a two-week journey to cultivate grace and gratitude in your life. Two weeks of daily stories and exercises designed to bring light, love, and joy into your life–one photograph, project, and quote at a time. Sign up here (or give as a gift this holiday). We begin December 1.